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  1. I have learned a number of important things as a result of your post. I will also like to convey that there might be situation where you will apply for a loan and don’t need a co-signer such as a U.S. Student Support Loan. However, if you are getting financing through a common bank then you need to be prepared to have a co-signer ready to allow you to. The lenders will certainly base their own decision using a few issues but the most important will be your credit rating. There are some loan merchants that will also look at your job history and come to a decision based on this but in almost all cases it will be based on on your scores.

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